We provide a wide range of services

We provide personalized solutions to our clients with quality service that is beyond comparison. We make sure each query is answered precisely and we treat our client at utmost priority finding solutions to achieve their dream loan. We focus on improving customer experience, simplifying loan processes, increasing productivity and creating a positive experience with us.


Commercial Loans

What is Commercial Mortgage loan?

With Universal Commercial Capital you will find a partner that has commercial loan resources to provide you with great rates, low fees and streamlined process. Our commitment is to deliver safe financing solution that you need and help you create and preserve wealth over a period of time. This way long term success is a guarantee. Hassle free process with simplified documentation, variety of loan programs starting from $150,000. Best customer services and support to guide you each step of the way whether you are looking to purchase or refinance. At Universal Commercial Capital we understand that matching your needs is our primal goal, and that’s why we provide you with experienced team and diverse mix of commercial real estate loans.

Benefits of This Type of Loan

Commercial loan – commercial mortgage loan is a loan which is granted to different type of businesses and is secured by commercial property. It can be owner occupied or investor property. This includes properties such as: Offices (office buildings), shopping malls, apartment buildings (complexes), warehouses (industrial) and few other commercial property type.

Different Types of Commercial Loans

– Fixed Rate Mortgage (FRM)
– Adjustable Rate Mortgage (ARM)
– Balloon Mortgage
– Interest Only Mortgage

Private Money Loans

What is Private Money Loan?

A loan that is secured by property and usually provided by private lender. Most of the private money loans are short term that might last for one year or less. private money interests are usually higher and are associated with projects that last few months or years. Qualification varies between lenders and loan uses. Lenders will evaluate value of the property to find out if they want to make a loan and which amount they can give. Security is provided in the property.

Benefits of This Type of Loan

Although Private Money Loans has higher rates in comparison to regular lending, there are still benefits to applying for private money loan. They are easier to apply for and are more available to borrowers when the same has problem with finding money. Documentation requirements are easier on borrowers and the closing is faster than regular loans, giving investors benefits from deals before others. Credit score is not as important, and sometimes closing can take a bit more then a week, where banks will take months to complete a regular loan.

Fix & Flip Loans

What is Fix & Flip loan?

Fix and flip loans are used by short-term real estate investors to purchase and renovate a property before flipping it for a profit. This type of financing for flipping houses offers investors fast closings for properties in any condition. The most popular type of fix and flip loans are private money loans.

Benefits of This Type of Loan

Potential to Make a Quick Profit
Gain Experience
Local Market
Buyer Insights
Unanticipated Costs
Real Estate in General
Increase Your Network
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